I don’t fancy myself as a student loan expert, but in November of 2016 we had $261,000 in student loans. Today we have $83,000 with another $35,000 displaced.
Everyone needs some inspiration to get started on their journey when paying off student loans. You can read about how our student loan debt almost ruined our lives.
If you have never used a budget or you haven't created an emergency fund in the past, then you will need a shift in mindset.
Still paying minimums on all debt, take extra income you freed up using the “Kill Your Extra Spending” post from below and apply it to the smallest debt.
Refinancing your student loans can be your best option. Here are some of the pros of refinancing: 1. Lower monthly payment 2. Less money going towards interest