The mental gumption it takes to find your checkbook, pull out a check, write void across the front, scan/mail it, and do whatever else some online bill payment system requires is tiresome.
The act of voiding a check simply means you are making a check unusable in that it can no longer be used as a form of payment.
1. Get a blue or black pen. 2. Go to your checkbook and go to the next available check. 3. Write the four-letter word VOID across the front.
4. Be sure to avoid writing over the pertinent account info. Do not write over your name, address, routing number, or account number. 5. Keep or make a copy for your records.
The most common reasons you will be asked to void a check include: 1. To Setup Direct Payments 2. Regular Bill Payments 3. Direct Deposit
Sometimes, once you have deposited a check or perhaps you wrote a check incorrectly, traditional banking wisdom says you should VOID the check.
Technically, once you deposit a check using your banking app on your smartphone, you are supposed to void the check.