Personally, I used to rationalize my debt. I would justify my credit card spending nor my financed truck with, “Everyone else does it.”
The idea of saving money and possibly even paying off all of your debt, heck even your home, might seem far fetched, it really isn't if you start using a working budget.
I recently read that adult Americans do not use a budget. This is alarming, especially when considering the fact that less than half of Americans have $1,000 to their name.
1. Take control of your finances with a living forecast. 2. Hold yourself accountable & have financial goals! 3. Accomplish life goals faster
4. Budgets keep you honest when you identify high spending categories. 5. Knock out debt and create financial choice quicker