If you adopt the philosophy that “Money is Time,” and truly embrace the idea that more money provides you with more time – you will increase your productivity, lifestyle, and overall happiness.
Truth be told, delaying gratification, making lifestyle adjustments and working super hard to generate a positive monthly income has allowed us to payoff tons of student loans.
Over the last month, we have paid $120 in dog walking fees, $100 to have our house cleaned, and I paid my little brother $50 to aerate and seed my yard.