Money 

It Might Be Time to Think Differently About Money

It was a progression to think differently about money, but you have to start somewhere. It took a while to realize it, but I finally said to myself, “If the path everyone else is taking isn't making them happy… is it time to think differently? Here are the best steps to think about money differently.

1. Get Real

We realized we had a problem financially when our student loan balance was more then our home. So we got smarter with our money and made adjustments to our lifestyle.

2. Assess money in terms of % 

Stop saying things like it is only $1 more. If something is $3 and you add $1 it is 25% more. Scale that thinking to larger spending items and you will really start to learn how to stop overspending.

3. Look at reoccurring payments in 10 year increments

It's only $50 a month, is really $6,000 over the course of 10 years. Make sure you assess your time and reoccurring payments correctly – they all add up in the end!

4. Start with small adjustments

Make some minor adjustments to how you live and spend money. Don't go cold turkey on your eating out budget – it might actually have reverse effect.

5. Look at others down the road

Lauren and I looked at people 10 to 20 years ahead of us and how they lived. When we saw some people in our professions who had what we didn't necessarily want, it motivated us to do more.

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