1. Find out how much 6 months of fixed living expenses would cost you. 2. Open an online savings account. 3. Only access your emergency fund when there is an emergency.
The best way to figure out how much you will need to save is to use a simple emergency fund calculator or just grab your monthly budget.
To start an emergency fund ASAP, make sure it is in a separate savings account and be sure to keep all chocolate higher in the pantry if you own a dog!