Smart Ways to Use Your Tax Refund
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A tax refund can be the
cash windfall
and perfect time for you to finally take charge of your financial position. So let's talk about smart ways to appropriately spend your tax refund.
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1. DON'T SPEND MORE MONEY EATING OUT
Justifying eating out more than normal because your tax refund hit the books isn't a great idea.
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2. NEVER BUY A NEW CAR.
The cash in hand can make it really easy to pull the trigger on that new dream car, but don't be tempted.
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3. CREATE AN EMERGENCY FUND.
Dave Ramsey recommends starting with at least $1,000. Ideally, you want to work towards having 3-6 months worth of emergency funds saved up.
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2. PAY OFF THAT CREDIT CARD WITH YOUR TAX REFUND.
This is super obvious, but use your tax refund and pay off your looming credit card balance that has been killing you!
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3. PAY YOUR CAR OFF
If you don’t have credit card debt, the next line item should be your auto loan. You can use your tax refund to save for your next car purchase!
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Tap the link below to find more ways to use your tax refund
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