With additional income streams and some discipline, we have figured out how to throw almost 60% of our income towards our debt. we use a HELOC to pay off student loans, our mortgage and invest.
1. We don't trust what we don't understand, so we are less reluctant to learn/try.
2. Guru Dave Ramsey says “No to proceed with the idea”, keep budgeting
1. Banks do not want people to accelerate mortgages.
2. It is not something that is commercialized or recommended.
3. Requires a positive cash flow each month