Expert Money Tips for New College Graduates

First, congrats on graduating. Having a college degree might come with an expensive price tag these days, but you're in good shape as far as the money making outlook goes. Here is the summary of the live Q & A session where recent graduates got to ask their money questions.

1. Assessing your financial situation

College graduates should assess their financial situation ASAP, in fact it really starts right after high school. At age 18 we are all considered adults and have every adult right.

2. Best Budgeting Practices

After graduating from college, make sure you know where your money is going. For starters, having a budget should help you track every dollar. Every dollar should have a purpose, meaning you're paying off debt or investing.

3. Recent Graduates and Student Loans

In 2016, 70% of college graduates graduated with an average of $37,000 in student loans. Chances are if you just graduated from college, you're six months or less from starting to pay your student loans.

4. Credit Cards after Graduation

What every college graduate, or person for that matter, should know about credit cards is that a credit card is one of two things: 1. An asset 2. A liability

5. Job Benefits & 401K

A great financial philosophy is to never leave money on the table. If a company or potential job offers 401K match or anything of that nature, consider it free money.

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