Don’t be afraid to set big goals. You might not hit them, but that’s the point. The key to setting financial goals is to make sure they: 1.) Stretch you 2.) Hold you accountable
It is finally time to stop being undisciplined and stop going into debt. Remember, money is a tool that equals choices. Going into debt means you’re using a different tool.
Think of all the good things you could do for your family, friends and whatever it is you're passionate about. When you take the eyes off yourself and put them on others you will accomplish more.