Ways to Avoid Impulsive and Compulsive Spending


We all make unplanned purchases from time to time. It can be as simple as doing groceries while you’re hungry and picking up something extra. Here are the way to avoid impulsive & compulsive spending.

1. Realizing You Have a Problem

The first step toward overcoming your spending habits is to realize that you have a problem and that you need to work on it.

2. Take Back Control of Your Finances

Are you shopping because of your emotions? Ask yourself what the valid reason for your behavior is and take back control.

3. Set Yourself up for Success

It’s essential to set yourself up for success. It’s easier to avoid getting in the temptation to buy than resisting the temptation.

4. Avoid Credit Cards When Possible

They allow you to shop for whatever you want, whenever you want, without thinking about overspending or budgeting, and leading you to acquire a card debt.

5. Set up a Waiting Period

As impulsive shopping is a very spur-of-the-moment thing, one of the best ways to avoid it is to set up a waiting period for yourself before every purchase.

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