Statistics show that approximately 1 in 3 adult Americans actually uses a budget. In other words, only 33% of people who spend 40 hours a week making money – spend at least an hour managing it!
From designing it on Excel or just doing it on a piece of paper, I have to control the process of actually making a budget. So, here are the steps to making your budget.
Follow these Steps: 1. Columns A-L are what fit on a landscape page 2. You can merge and auto sum all you want
Fixed expenses should include: 1. Housing 2. Insurance 3. HOA/Trash 4. Internet 5. Electricity
While fixed expenses take account for most of our net income, variable expenses are where we can all really make great strides to improve our financial selves.