Smart Ways to Make Your Graduation Money Work for Your Future


It's tempting to splurge all of it, your future self will thank you for spending it wisely. Being smart with your graduation money isn't a bad idea, you can set yourself upright with these 12 smart spending stratgies!

1. Buy Discounted Gift Cards for Big Purchases

If you're going to make a big purchase like a new TV or laptop, consider buying a discount gift card to save money! You can score gift cards at stores you regularly shop in for up to 30% off.

2. Shop Through Cash-back Apps

Back in your parent's day, there were coupons. Today there are cash-back apps. These apps help your graduation money go further by giving you a portion of your total sale back.

3. Keep Control Over Your Spending

While $1,847 is a lot of money, it can be gone before you know it if you're not careful. You’re more likely to think twice about what you’re buying when you have to count out the amount due, which leads to less spending.

4. Set Yourself Up to Cook at Home

There’s nothing wrong with eating out here or there, but eating out every day and grabbing expensive coffee every morning is sure to bust your budget.

5. Consider a Season or Annual Pass

Are you a frequent visitor to an amusement park, museum, ski resort, or board game cafe? Consider buying an annual pass instead of sporadic day tickets to save money over the course of a year.

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