While our goals should be designed so that they’re individualized for our needs, there just seems to be too much-contradicting information out there when it comes to forming the right financial goals.
The most important “big picture” financial goal that someone should have is to get to a point where their income is significantly higher than their expenses.
Intimately know how money comes in and out of your life track 12 months of your living expenses by categorizing them. Then, create a budget around your cash flow.