If possible, canceling unnecessary service agreements and warranties could reduce how much you owe and help you pay off the loan sooner.
Consider examining your discretionary spending to find opportunities for additional savings that could be put towards a higher auto loan payment.
Rather than dipping into savings or cutting expenses, you could try to make extra money with a side hustle. Some in-demand services include dog walking and online tutoring.
A possible solution to your car debt could be getting someone else to take over your auto loan.