Pros & Cons of The Infamous Dave Ramsey Baby Steps!

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Dave Ramsey is outdated and outlined our own 12 toddler steps to financial freedom. We have a reboot article titled 15 Dave Ramsey tips that will change your life forever.

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Step One:

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Step Two:

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Step Three:

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Advantages to Baby Steps:

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Disadvantages of Ramsey Steps:

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Tap the link below to learn mORE Pros & Cons of The Infamous Dave Ramsey Baby Steps

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Pros & Cons of The Infamous Dave Ramsey Baby Steps!

Dave Ramsey is outdated and outlined our own 12 toddler steps to financial freedom. We have a reboot article titled 15 Dave Ramsey tips that will change your life forever.

Step One:

Save at least $1,000 (or $500 for those with lower incomes) to have an emergency fund for unexpected financial events.

Step Two:

Using the “Debt Snowball,” pay off all your debts except for the mortgage. That includes car loans, credit cards.

Step Three:

Strengthen your emergency fund and save at least 3 – 6 months of living expenses for unexpected events such as loss of a job, health expenses, etc.

Advantages to Baby Steps:

1. It’s an Already Proven process 2. Little to No Financial Education Required 3. You Have Lots of Resources Available to You

Disadvantages of Ramsey Steps:

1. It takes time 2. The Baby Steps Doesn’t Distinguish Between Good Debt and Bad Debt 3. Home Ownership Is Hard to Fit in With the Baby Steps

Tap the link below to learn mORE Pros & Cons of The Infamous Dave Ramsey Baby Steps

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