Considering it is estimated that 6 in 10 don't operate on a budget, I would venture to say just having financial goals puts you in the minority.
Short term financial goals can be viewed as the steps or targets you set to achieve your overarching financial gameplan.
Assuming you miss some goals from time to time, what should you do if you miss some financial goals? Here are three tips.
Starting new goals should be gradual. Just like many people have fitness goals on January 1, they are all in, working out 10 hours a week, and by February 1 they are no longer working out.
Keep a simple excel sheet to track your goals. If your goal is to save more, write how much you saving down each month.