Here are a few good books to start with: 1. Slight Edge 2. Start With Why 3. Millionaire Next Door
At the end of the day, your finances only directly affect you and your immediate family. Don't lie to yourself. In order to be honest with your finances: Assess your financial value!
Live off 40% of your income and save/invest/pay off debt with 60%. Sounds aggressive, but it gets simple. First, to do this correctly create a budget, then track it.
Easy ways to start, lose the cable, establish an eating out/grocery budget and see about reworking your internet, cell phone, and insurance bills.