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The cool thing about becoming financially secure is there is no exact path to achieving it, for example, some people: Pay off debt then invest. Some keep debt and invest. Others don't really care as long as they have money.
Start with figuring out WHY it is so important for you to take your personal finances serious. For starters, imagine having the peace of mind knowing you had no debt, or you are covered in case of an emergency.
Goals will lead you down a path and most likely change, here is an example: Debt free by 33 Salary in savings by 35 Investments worth $1 Million at 40
In order to start making steps towards the 60/40 you need to first see where your money is going. Be honest and pay yourself first which simply means you pay yourself before bills and spending.
Just cutting back on some variables can help you increase your positive monthly cash flow, $200 or more.
Just creating an extra $100 a month is equivalent to a $1600 raise at your job after taxes! Get serious about not just cutting back and saving more, but making more!