How to Make Money Without a Job (17 Ideas)

Perhaps you're a stay at home mom, full-time college student or just someone who doesn't have a job at the moment due to the Coronavirus pandemic!

Whether you want a job down the road OR never intend on having another job again, chances are there is something you still might desire/need that most jobs provide…


Let's face it, while money doesn't buy happiness, it does buy lots of other things like food (Chipotle Burrito), water, shelter, and the occasional new hand-bag from the mall.

So whether you work or not, you can still learn how to make money without a job using these tips below!

17 Ways to Make Money Without a Job!

ways to make money without a job

1. Watch T.V. & Fill Out Surveys

Want to get paid while you watch your favorite Netflix series?

Filling out surveys is one of the quickest ways to make money and get paid the same day. You can simply do what you're already doing with your laptop or cellphone, but instead, pop up a second browser to answer some survey questions!

How to start filling out surveys and make money today:

  1. Go to a survey company like Survey Junkie
  2. Complete their quick questionnaire to create an account, which actually will pay you
  3. Start filling out a few surveys here and there
  4. Cash-out and let the money hit your account!

Other survey companies include:

While you won't get rich filling out surveys, it is a legit way to make money without a job. You can also think of yourself as a market research pro!

>> To learn more about survey sites and how they work, here are 12 of the Best Survey Sites.

2. Walk Dogs

Depending on how you look at this, walking dogs for money can be considered a job… or a really awesome way to make money without a job if you love animals!

People love their pets so much they're now willing to pay someone to walk them while they're at work. You can walk 3-4 dogs per hour and make anywhere from $30-$60 or $10-$20 per walk on average.

Ways to walk dogs include:

  1. Wag
  2. Rover
  3. Doing your own freelance dog walking side hustle
  4. Working for a local dog-walking company… but that is kinda like a job 🙁

3. Cash Back Shopping

Want to get paid to shop?

If you're a guy or girl this sounds amazing (Men are cheering for joy knowing their wife can now get paid to shop!) Simply using cashback shopping apps and scanning some receipts can help you make money!


Shopkick is similar to Ibotta however instead of points you earn “Kicks.” These kicks can then be exchanged for gift cards from stores like Walmart and Amazon.

Users can actually earn kicks without buying!! Simply walking into designated stores with the app open and scanning selected items can earn kicks!


Ibotta is an app that allows users to scan their receipts to get cashback rewards for their everyday buying! They incentivize users by offering cashback for things like grocery shopping but also shopping on websites like Amazon.

My wife typically makes $25 every few months with Ibotta. You can download the app for free and as of December 2020, you can collect a $20 sign-up bonus!

For a full in-depth review of Ibotta, check out this 2021 Ibotta review here.

4. Freelance Writing

While I have a full-time job, I will tell you that freelance writing has provided me with a very lucrative opprunity to make money on the side of my job.

So whether you're like me and have a job, or you are looking to make some money without a job, consider trying freelance writing.

>> Related Content: The Most Common Freelance Jobs

Write an E-Book

Like to write and have a great idea or niche you want to write a book about?

Similar to freelance writing, consider writing an e-book and selling it on Amazon! Writing an electronic book is a great way to create a passive income stream and make money without a job!

How to write an e-book:

  1. Pick and research a topic
  2. Outline your book
  3. Write, write and write! (Tip to don't re-read what you wrote the day before every time!)
  4. Edit
  5. Publish
  6. Promote!

You can sell your e-book for a lower price point than traditional print since you don't have any capital overheard (Other than time). Learn more about writing an e-book here.

5. Create an E-Course

Similar to an e-book, an e-course is when you create a course that teaches others in a “How to” aspect.

For example, I took this course – Stupid Simple SEO and Blogger Secrets to help with learning the ins and outs of search engine optimization and blogging. Because these courses were done by experts, I paid for their courses!

The work is typically done upfront when creating an online course, and over the long haul, once you have established a course that is profitable, it is all about making tweaks and continuing to add value to the course users.

Creating an e-course is a great way to earn money online, but by no means is creating an e-course easy!

  1. *Creating a successful course requires you to have expertise in a niche*
  2. Must know how to market and promote
  3. Must add value to users
  4. Create a course with a website like Teachable

6. Start a Blog

Want to make money, not work and do it from the comfort of your home or on a beach?

Sounds too good to be true right? Wrong.

Starting a blog does take work (so don't think you can start one and just make money tomorrow).

You will need to work harder at the beginning than you could imagine times about 10. That isn't to scare you, but it is to be transparent and let you know that creating a profitable blog does take work.

Let's be honest, if you want to have the benefit of making money without having a job and travel AND possibly make more money than ever before, your blog will take work.

However, the greater the investment of time and effort, typically the greater the reward!

Starting a blog is not very expensive either. You can start your blog here for less than $3 per month.

Related: How to Start a Blog & Make $1,000 Per Month With It!

7. Rent a Room Out

Renting a room out might be the simplest way ever to make lots of money without a job, other than the fact you have to live with someone!

Considered house hacking, renting a room out that is just sitting there is about as passive of an income as it gets. Now keep in mind, living with someone else can go one of two ways sometimes!

That said, if you own a home or have an extra room where you live, rent that room out to create some income each month. Charging $500 a month for a room in your home is an extra $6,000 per year!

Just be sure to get a contract online and to clearly communicate expectations and payment procedures ahead of time!

8. Real Estate Rentals

Have you ever wanted to be a landlord?

Owning five investment properties that net you a combined $4,000 per month is enough to say goodbye to your job or make sure you never have another job again (Depending on how much money you spend).

That being said, being a landlord first starts with having enough money to buy your first rental property and growing from there. Being a landlord can be a headache, so be sure to consider using a placement or property management group to help you find good renters!

9. Real Estate Investing

Real estate and passive income are commonly associated with one another. Thanks to the book Rich Dad, Poor Dad, it seems like everyone this day is “Getting into real estate.” But what does that even mean?

There are ways to invest in real estate other than renting out your room (#7 on the list) and being a landlord. Here are some ideas to make money without a job through real estate investing:

  1. Become a home wholesale investor (#6)
  2. Flip houses
  3. Crowd-funding with investment groups
  4. REITS – real estate investment trusts

10. Investing

In 2019, who hasn't heard of investing? The coolest thing about investing your money wisely is that it can lead to your money making money for you!

Hypothetically, if you had $100,000 in a brokerage account earning 7% annually, in 10 years you would have almost doubled your money, $196,000!!!

So how can you start investing?

Start by first playing around with some investment calculators just to see the return potential on investing. Understanding how compounding interest is not only exciting, but it is vital to creating more money!

invest to make money without a job

Just setting aside $10,000 and contributing $1,000 per month for 20 years can produce over half a million dollars! But you don't have to start big, start small!

Simple Investment Ideas Include:

Here is a list of investments that are simple to manage and don't require a ton of leg work to understand and be successful with:

  • 401K or 403B
  • Roth IRA
  • Bonds
  • Index Funds
  • Mutual Funds
  • Spare Change Investments like Acorns
  • Exchange-Traded Funds (I use Vanguard)

More Advanced Investments

In addition to the previously mentioned real-estate investing idea, there are more advanced investments that can generate a higher and sometimes quicker return.

For example, you play individual stocks that typically come with that higher return potential, but also a higher loss risk. There are also levels of understanding and studying you must follow to be successful!

Platforms for individual stock investing include:

Related: How to Make Good Investments For Beginners

11. Freelance Gigs

Freelancing has never been easy since the dawn of the internet. You can use websites like Fivver or Upwork to market your services and land jobs or simply use word of mouth.

Ideas to make money freelancing include:

Web Design: Design websites if you have a background in design or teach yourself. You can help small businesses out and truth be told, it isn't hard to learn how to design a website.

Writing Services: Whether you want to write term papers or articles for companies who need SEO content, the world is always looking for high-quality writers.

You can pick and choose when you want to write and charge $50-100+ per article you write!

Graphic Design: If you have a background in graphic design, small businesses and large companies alike are always looking for graphic design services. Simply create a Facebook Page and you can start your own graphic design side hustle!

Digital Marketing: A combination of writing, designing, doing social media work and building back-links for websites, is digital marketing. Digital marketing happens to be very valuable in the present age and small businesses are always looking to increase their online presence!

Does this work? This is just one way I make $3,000+ per year using my Marketing & Design company.

Editing: Similar to writing services, editing articles, reports, and even books is just another way to make money at home without a job.

Other? There are numerous ways to make money without a job freelancing. The options are endless and vary from consulting to bookkeeping. If you have a skill to leverage – do it!

See Also: 10 Legitimate Work From Home Jobs!

12. Online Tutoring

Tutoring is a valuable service you can leverage to make money without a job.

You can teach English online with VIPKid and make up to $22 per hour while still having the flexibility you desire!

There are two ways to really go about tutoring these days:

  1. In-person
  2. Online

You can go the classic route and tutor 1 on 1 with the neighbor kid who struggles with math and charge anywhere from $25-$50 an hour.

Or the other alternative is to work online with some of the Top Tutoring Companies here.

13. Use Photography to make money

Do you like taking photos?

Start a wedding, baby, or event photography company and start making money with your hobby! While photography requires some expertise, editing, and marketing, you can make $2,000 from just one wedding as you build your book!

Most photographers get their clients from word of mouth so do a good job and word will spread!

>> How to sell photos online and where!

14. Sell things online

This is a simple and commonly used way to make money online, but also make money without having any strings attached other than driving to the post office.

Using websites like Amazon, Posh, Etsy, Craigslist, and Offerup, you can sell things you make, don't need or don't like online!

15. Fix cars

Everyone wants to know a mechanic who can save them money when they need an oil change or brake job, but they end up paying an arm and a leg at the dealership.

So if you're the person who happens to know how to fix brakes or do mechanical “Side work” than do it! While this might be a full-time career for most, if you happen to be good at fixing cars, you can do it on the side to make some extra money!

16. Take advantage of money-making apps!

Thank you cell phones, and thank you apps! While you won't get rich investing your spare change and scanning receipts, there are an endless amount of apps to use to make money.

Apps that help you make money include:

17. Do Facebook Advertisements

I have run Facebook ads for small businesses and it is a very simple and effective way to make money from home. That doesn't mean it's easy though!

Running Facebook ads requires some expertise and you have to work hard to get your client results. That being said, you can charge $500-$1,000 per client, per month!

My friend Robert makes several thousand per month running Facebook ads!

Final Words on Making Money Without a Job:

Sure, you can sub your car out, rack up 100,000 miles on it in three years and make $8-10 per hour ride-sharing (After commercial insurance, gas, wear and tear ride-sharing isn't that profitable).

Or you can just find creative ways to make money without a job.

Chances are this isn't you, but if you happen to be the person who is looking to make money without a job AND without doing anything to make said money… well your best bet is to play the lottery.

It is important to always keep in mind that money is exchanged for services. Someone walks your dog, you pay them for their service.

Traditionally, most will make money in the employee sector, however, you don't have to work full time to make money, big thanks to the internet!

So here is to earning money without a job! Cheers!

how to make money without a job
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Question: What else would you add to this list of ways to make money?