I remember it like it was yesterday…
One summer evening my wife showed me a college classmate's new personal finance blog they had recently started.
While it no longer exists, (No worries, it wouldn’t have made this list) it did make mention to another blog called, “Mr. Money Mustache.”
Intrigued, the very next day I hopped onto my laptop and typed in Mr. Money Mustache…
One hour later I was still reading post after post… after post…after post.
It immediately occurred to me:
I was in love with personal finance blogs!
Personal finance blogs changed my finances.
Personal finance blogs have changed my financial future.
Maybe that is a strong statement, but for the rest of the summer, instead of basking in the sun during my summer break, I was reading about money. I was learning everything from saving money at the grocery store to finally learning what people meant by stock index funds.
I felt like Aladdin (in a whole new world).
Call it good internal linking, or maybe it was just the fact that the writing I found on blogs was just more relatable, I was immediately hooked to personal finance blogs.
Just reading about money and personal finance from someone else's perspective ultimately helped my wife and me better our finances.
So while I can’t guarantee that it will happen that way for you, I decided to create a list of some of the best personal finance blogs.
Here is a list of some of the best personal finance blogs for 2020 broken down into different categories. Enjoy!
40 Must-Read Personal Finance Blogs for 2020
Use the table of contents to review the top blogs broken down by categories. Different categories include:
- 20 Something Blogs,
- 30 Something Blogs,
- Millennial Blogs,
- Side Hustle Blogs,
- Paying Off Debt Blogs,
- Investment Blogs,
- and an overall Top 10 Personal Finance Blog list!
Note: The first 30 blogs are not in any specific order, they are just numbered to help you keep track of what you're reading 🙂
Personal Finance Blogs for 20 Somethings
At 20 our needs are different than at 30. By 40 gravity starts to take over and it is a new game.
Here is a list of some of the best blogs for “20 Somethings,” who are just graduating college, starting their careers, and figuring out this thing called life.
40. Money Under 30
Money Under 30 is a great blog and resource when it comes to comparing financial products to make better financial decisions. For 20 somethings, these types of choices can make or break our finances.
If you are under 30 and don't know what insurance to go with or how to go about getting a mortgage – Money Under 30 will guide you.
As seen on NPR, Fox, Yahoo, Chicago Tribune & more.
39. 20 Something Finance
According to Kiplinger, 20 Something Finance is one of the top 10 personal finance blogs.
However, 20 somethings can gather lots from Miller's blog, including getting married for less than $2,500 to saving more money in your 20's so that you can really enjoy life later on in life.
38. Money Crashers
One of my favorite personal finance blogs out there, Money Crashers an excellent resource for all your financial needs – especially if you're in your 20's!
From credit card information to investing and small business, Money Crashers is one of the most successful blogs in the personal finance space. You can get lost for hours reading article after article!
37. Money After Graduation
The biggest problem with getting our first career as a new graduate? What the heck to do with what is most likely the most amount of money we have ever made in a single check.
Money After Graduation is a great resource for recent graduates and people in their 20's looking to learn more about personal finance and use their money wisely.
Personal Finance Blogs for 30 Somethings
While the difference between 20 and 30 is only 10 years, things change in a hurry. Here are blogs focused on the 30+ crowd who are now looking to gain wealth, possibly raise a family, and plan for the future.
36. Your Money Geek
Do you like reading about money and also geeking out?
If that is the case, then Your Money Geek is your personal finance sifi nerd out blog! From “Crappy Pasta” to saving money, if you visit Your Money Geek you are bound to have a good laugh, and learn a thing or two about money too!
See Also: Ways to Pay Off Debt Fast in 2020
35. The Savvy Couple
Looking for a family-focused personal finance blog?
Then “The Savvy Couple” is a blog for you! Kelan and Brittany have plenty of listicle style blog posts that will help anyone, but especially families, save money… and make more of it!
As seen on: Forbes, USA Today, Huffington Post, The Penny Hoarder
34. Get Rich Slowly
The OG of personal finance blogs. J.D. Roth (Just sounds like wealth) started Get Rich Slowly in 2006. So when I was wrapping up my freshman year of college he was writing about money… and has been ever since.
Roth sold GRS in 2009, but stayed on as a writer, only to buy it back in 2017. You can find 100's of articles where he still writes about his spending each month and tracks every penny.
33. Marriage Kids & Money
Marriage, kids, and money. I feel like that pretty much sums up the 30+ crowd. Andy has a rocking podcast and blog, but his family was able to pay off his mortgage in full in 4 years.
Now he talks about strengthening your family tree and living 100% debt free. MKM has been seen on AOL, Nerd Wallet, and Business Insider.
32. Abandoned Cubicle
For all of the FIRE (Financial Independence, Retire Early) people out there, Abandoned Cubicle is a great early retirement resource.
Similar to MMM, Cubert rides a bike to work and talks about ways to earn passive income in order to retire from a not so rewarding career. However, at Abandoned Cubicle Cubert talks about the journey to FIRE with two kids in his 40's!
Millennial Personal Finance Blogs
31. Money Peach
Ever heard of Money Peach?
I hadn't either, but I immediately loved Mone Peach once I found it! Chris Peach and his wife have a similar story to my wife and I:
They got crazy fanatical about paying off their debt. Like paying off $52,000 in 7 months. Now, also like Lauren and I, they write about money on the blog Money Peach!
30. Young Adult Money
Whether you want to believe it or not, if you're a millennial, you're also a young adult. So why not read personal finance resource and blog Young Adult Money?
As a consultant, David of Young Adult Money has helped fortune 500 companies to better work with millennials. David’s unique perspective stems from his focus on the millennial demographic in his writing on his own blog, his book, and his freelance contributions.
29. My Millennial Guide
Brian at MMG helps millennials with just about everything money-related.
A true guide for figuring how to make money, save money, and even where to grab some food – My Millennial Guide is a one-stop-shop for millennials.
As seen on AOL Finance, Yahoo Finance, Discover & many more.
28. Broke Millennial
Erin Lowry, author, and founder of Broke Millennial has one message for millennials:
GYFLT. Get your financial life together.
Now I thought the “F” stood for something else at first glance, but either way, millennials can use Erin's blog to help them get out of debt and live a more financially secure life.
As seen on: USA Today, Cosmopolitan, ABC & many more.
27. Choose FI
I guess this isn't really a “blog” per se, but Choose FI is a very popular podcast within the personal finance blog-sphere and they write tons of articles ranging from making money to cheap recipes.
They know what they're talking about when it comes to money and have a Facebook Group with over 36,000 members.
As seen on Times, WSJ, Lifehacker & Forbes.
Side Hustle & Making Money Focused Personal Finance Blogs
Thanks to the internet and the likes of Uber, side hustles are one of the most talked-about niches in the personal finance world. You can go be a dog walker and make some extra coin playing with puppies (how I see it at least).
60 years ago our grandparents couldn't whip out a smartphone and start making money with surveys or blogging at 10:00 PM on a Wednesday.
But now we can.
From people leveraging side hustles to quit their jobs to just making a couple $100 extra each month, below is a list of personal finance blogs that help readers make more money.
26. Dollar Sanity.
Dollarsanity.com is all about the money, side hustles, entrepreneurship, and a few money saving tips!
With some pretty unique in-depth guides on how to make money in different ways, Dollar Sanity is a great resource for millennials and even those in their 30's and 40's who want to earn more money online!
25. I Like To Dabble
Daniella, founder of “I Like To Dabble” is a serial side hustler, entrepreneur and cat lover (Who has 5 cats).
She started I Like To Dabble so she could pay off $32,000 worth of debt (Catch a trend – people blogging to pay off debt?). Here is a quote straight from the blog:
In addition to side hustles and ways to start your own hustle, here you will also learn about various financial tips including ways to save money, traveling for cheap or free, tips to pay off debt, creative careers and more.
24. Money Done Right
Money Done Right is a personal finance blog that was started by Logan Allec.
After graduating from college with $35,000 worth of debt and no money, Logan spent his “Nights, weekends, and any other free time I could find researching the best ways to make, save, and invest money.”
Now he writes about how to do all three on his blog!
23. Dollar Sprout
If you happen to find yourself on Dollar Sprout at first you might not recognize it is a personal finance blog… but don't confuse the plethora of articles – it is!
Founders Jeff and Ben created Dollar Sprout so readers could accomplish their financial goals. The main topics on their blog include:
- Make Money
- Money Management
- Banking
- Investing
22. Create and Go
Ever wanted to create a super successful blog?
Alex Nerney and Lauren McManus did just that wit their super successful “Teach you how to blog” blog, Create and Go! They are 100% an entrepreneurial power couple who have done a great job helping others start their own blogs, which includes plenty of personal finance blogs!
Coming Soon: My Interview with Alex!
21. Millennial Money Man
Bobby started M$M in 2015 as a band teacher with $40,000 in student loan debt. Fast forward today and he is a successful internet entrepreneur who has 6 figures months.
With his blog, he effectively teaches readers how to create and start lucrative side hustles leveraging the internet (AKA sitting at home).
Seen on Forbes, Lifehacker, AOL, Market Watch & more!
20. Breaking The One Percent
Jeff Proctor and Ben Huber started Dollar Sprout which has done nothing but sprout dollars teaching people how to make money. No pun intended.
With their success, they started Breaking the 1%, where the aim of the blog is to teach others how to make money… basically blogging.
Are you looking to start a blog to make some extra income?
Learn how to start a blog here and get the step by step guide you need to create a profitable blog!
19. Millennial Money
If you haven't heard Grant Sabatier's story he started with less then $10 to his name… and within 5 years he had over a million-dollar net worth before 30. He then wrote a book, Financial Freedom – A Proven Path to All The Money You Will Ever Need.
His book talks about side hustles and earning more money which emerged from the blog he started, Millennial Money.
Millennial Money has been seen on CNBC, Yahoo, AOL, Forbes, Inc & many more.
Paying Off Debt – Personal Finance Blogs
18. The Money Mix
Maybe not just a “Debt Payoff” blog – but The Money Mix is a personal finance blog that can fit into every category.
Originally founded by Fred Leamnson, The Money Mix was formerly known as Mone With A Purpose. The blog is loaded with all sorts of content and contributions from a variety of authors!
17. Money Life Wax
Is it self promotional to throw your own blog on a top 40 list? Maybe so.
But there aren't many stories on the internet where a teacher and DPT have paid off over $200,000 in debt in less than 4 years. Dealing specifically with student loans, MLW talks about the best ways to pay off debt with an emphasis on the behavior it will take!
As seen on: Market Watch, Huffington Post, Value Penguin, Yahoo Finance & more!
16. Debt Round-Up
After student loan and auto debt, consumer debt is next with the average American owing $6,900 in consumer debt. Grayson Bell started Debt Round-Up in 2012 after paying off $75,000 in debt – $50,000 from credit cards alone.
15. Punch Debt in the Face
Punch Debt in the Face by “Ninja” has been around for a while, but is a spunky blog that will make you laugh while you learn about money.
He even raps about money…. enough said.
Investment Focused Personal Finance Blogs
14 A. Invested Wallet
As seen on just about every major publication from Business Insider to Time, Invested Wallet is an investment-focused personal finance blog that is newish to the scene!
Learn how to invest in private REITs and just about everything personal finance based!
14 B. Just Start Investing
Kevin runs the personal finance website Just Start Investing, where he focuses on making investing easy.
Just Start Investing has been featured on Business Insider, Forbes, and US News & World Report, among other major publications for his easy-to-follow writing. Check out Just Start Investing to learn the simple strategies to start investing today, as well as ways to optimize your credit cards, banking and budget.
13. The College Investor
Where was The College Investor when I was 22? Even though I wasn't probably ready to hear I was blowing my money, I wish I knew how to pay off my student loans so I could invest earlier.
Farrington has been passionate about money since he was 13 and is considered to have one of the best blogs for helping millennials pay off their student loans then build wealth by investing.
12. Physician on FIRE
If you're serious about the whole retire early thing – you will want to learn from someone who knows how to invest and who has actually retired early.
In comes Physician on FIRE. After retiring at 39, POF talks about investments and wealth-building primarily from a doctor's perspective – but the info is applicable for all!
11. White Coat Investor
1300 posts and 57,000 comments. White Coat Investor is a highly successful personal finance blog with an emphasis on investments.
If you're like me and struggle with what to do when it comes to investing, or you just want to learn what difference is between an IRA and ROTH IRA, Dr. Dahle has you covered.
How to Start a Personal Finance Blog
Before I introduce the “Top 10” personal finance blogs for 2019, you might be considering this:
How can you start your own blog?
In a nutshell, starting your own blog is simple. Start with a niche (Note: it doesn’t have to be personal finance), then come up with a catchy (but short and sweet) domain name, then use Bluehost to host your new blog.
When you sign up through Bluehost you will get hosting, a free domain name, the SSL security certificate (https) and the Wordpress platform (where you will build your blog).
To avoid some of my early blogging mistakes, check out this step by step on how to start a blog guide.
Top 10 Personal Finance Blogs for 2020
The first 18 blogs are not in order – they are just numbered and broken down by their specific personal finance niche. However, for the last few blogs, here is a list of the top 10 and WHY I think they belong there in one sentence.
10. Free From Broke
Free From Broke has been seen on every major publication and talks about everything personal finance.
9. Mr. Money Mustache
MMM is where most people get their personal finance start even if hipster-ish, Mustache is still relevant in many ways.
8. Financial Samurai
30 million people have visited Financial Samurai since it got started in 2009 after the financial crisis.
7. Wallet Hacks
Save more, travel more, build systems, live joyfully – all at Wallet Hacks.
6. Budgets Are Sexy
Budgets Are Sexy is not only the best blog name but who doesn't like seeing regular people with big net worth's?
5. P.T. Money
Phil Taylor of Part-Time Money teaches people how to scale business ideas and side hustles.
4. Penny Hoarder
Penny Hoarder teaches readers how to save money and find food deals, AKA a win-win.
3. Frugalwoods
Financial independence and simple, frugal living – Frugalwoods.
2. Nerd Wallet
Chen's site covers all money and is valued at half a billion, who knew Nerds knew so much about money.
1. Making Sense of Cents
A course that has made $1,000,000 and a blog that has made well over $4,000,000 – Making Sense of Cents just makes sense, so read up!
Q: What other personal finance blogs would you include? Comment below!
Josh writes about ways to make money, pay off debt, and improve yourself. After paying off $300,000 in student loans with his wife in less than five years, Josh started Money Life Wax and has been featured on Forbes, Business Insider, Huffington Post, and more! In addition to being a life-long entrepreneur, Josh and his wife enjoy spending time with their chocolate lab named Morgan, working out, being outside, traveling, and helping others with their finances! I got serious with money when I used Personal Capital to track my finances.
Shameless plug — my own! My husband and I started blogging earlier this year about our own journey to financial independence, focusing on the early steps we took that changed the course of our life. Before we officially wed, we had saved $100,000. For our honeymoon, we spent six months in Hawaii at no cost. Then we bought our house for cash at age 26. We just got back from another months-long journey to all 61 US National Parks — and we’re significantly richer than when we left. The biggest thing we try to advocate for is cutting expenses without cutting into your livelihood. We’ve done both — saved for retirement and traveled; bought a house and took a side hustle full time — and we’re barely 30. We’ll be “retired” in a couple years, and we’re just trying to encourage other young people to get interested in finance early because it made such a huge difference for us.
Great list Josh. I have visited many of these. I recently started my own personal finance and investing blog dedicated to helping others get away from the 9-5 life and live life on their own terms.
I’m going to suggest you include another whole category, for late starters! We need more resources to help older people know that it’s not too late to catch-up retirement savings after a late start.
This is what I focus on in my blog – creative ways to boost retirement savings.
https://www.babyboomepersaver.com/boost-retirement-savings-now-for-a-healthy-nest-egg/#more-1443
Great list Josh! I see White Coat Investor and PhysicianOnFire made but Biglaw Investor didn’t. :0(
I’ll try harder in 2020.
I will have to check it out, never heard of it… but hey maybe next update!!! 🙂
Great list. Thanks
Interesting choices! We just published our own list of the top five personal finance blogs for 2020:
While three of our picks are featured in your “Top 10” list, and Millennial Money is included as well, there’s a fifth blog that’s lesser known… Check it out and let us know what you think!