Leap of Faith

Hey Money Life Wax Readers!

Hope you had an awesome Thanksgiving and spent time with family and friends. If you ventured out on Black Friday (we did more so to people watch) I hope you read my recent post about holiday saving tips before you did!! If you haven’t,  check it out here and pay attention to #7 and #9. Don’t start the New Year off in a bad financial position! And that actually leads me to today’s guest post by Matt an avid reader who has an awesome story.  Matt left his comfy accountant job to pursue a career that allowed more freedom! He is not a blogger, or a writer (though he should maybe consider doing so), he is a man who took a leap of faith. Read about it here!



By Matthew Lama, Facebook Page

“So many people live within unhappy circumstances and yet will not take the initiative to change their situation because they are conditioned to a life of security, conformity, and conservation, all of which may appear to give one peace of mind, but in reality nothing is more damaging to the adventurous spirit within a man than a secure future.” – Jon Krakauer


“Security, conformity, and conservation…”

…these three words are what we individuals absorb and take in – specifically, at an employment level. I was in this mindset for a while. In my previous employment, I was an Accountant for a company, punching in debits and credits. The commute was good, pay was decent, and the benefits were great. Work was consistent on a weekly, monthly, and annually basis.

However, despite the security that was given, I knew for a long while, there was a need for change. I needed to be stretched and to get out of my comfort zone. I needed to move on because my heart wasn’t in it. I just didn’t know what I wanted to do or where to go.

After getting my M.B.A, I had searched and applied for several jobs… None of them worked out. The one employer I wanted to work for, related to personal finance, denied me because I was over qualified. Bummer.

I went further and took multiple aptitude tests to see what profession would be a good fit. I always talked to several people about what line of work they were in to see if there was any guidance or direction… nothing.


Initiative to Change

A year before I left my job, I was determined to leave the company whether something was lined up or not. So I did two things:

1) I saved a year’s salary to allow me the time to figure it out (PM me if you want to know what we did to save), and 2) I sat down with my boss and verbally said “I will not be here a year from now” (I don’t recommend doing this for multiple reasons).

I had no idea what the future had, as I was entering “the fray of the unknown”. I was, however, determined that failure was not an option. So, while I approached my “determined resignation date”, I diversified my efforts by taking three measures.

  • Pursue basic IT certifications (A+, Security +, Network+)
  • Pursue a job with the County Fire Department
  • Pursue getting a Real Estate license

Word of advice, when you make a move like this, create a plan, make a backup plan (…and then a backup plan to the backup plan). My fail safe was the military.


Leap of Faith

Let’s face it… the hardest part about change is not the actual change, but the initial leap of faith.

My last day at my job had finally arrived. I walked out of those doors with no foreseeable income and a large dose of uncertainty.

And it was the most liberating and freeing feeling I have ever had.

Life then had to get serious, though. So, after I left, I took a very proactive measure to find my next job or at least a paycheck. While I studied for the IT certifications, I also would do side business as a Real Estate Agent for Jacobs and Co. Real Estate, a small business in Northern Virginia. Business in the real estate world picked up rather quickly. The more I worked, the more business I earned.

I actually got so busy that I had to withdraw my name from the application process for the fire department.


The Now

Currently, I work as a full time Real Estate Agent, which is a profession I never considered. But, I now make my own hours, I meet new people each week; and, I am constantly being exposed to land development projects, real estate investments, and county issues. Ultimately, with this job, I hope to shake up this industry by thinking outside the box of how I market and who I market to.

It has never been about the money for me, but rather having the satisfaction of serving people as they sell or purchase a home. It proves that the American Dream is real. And when a family works hard to achieve home ownership, there is a great sense of freedom and pride that comes with it.

As we enter 2018, I’m keeping my pipeline is full, I’m continually creating my own leads, and I am on track to earn the most I have ever made.  And….I love what I am doing!


 career change


Did I mention…?

All this happened while being 32, married with three children, and while owning a house. This means if I can do this, ANYONE can. But my household lives a life of frugality which gave us the freedom to take a leap of faith, by switching jobs in a completely different industry. Built up savings, built up retirement, extra investments, affordable mortgage, cars are paid off, no debt.


Take a Leap Yourself

Look, I know some of you who are reading this are not fully satisfied with your current job. Then do something about! A few recommendations if you find yourself professionally stuck…

  • Start developing a plan that will take you from point A to point B
  • Crack down on your own money (Stop spending and pay off your debt) THIS WILL FREE YOU!!!
  • Diversify your knowledge and continue to learn
  • Meet as many people as you can, listen to what they have to say and ask questions (Network, Network, Network)
  • Leap
  • *Have a backup plan*


Change won’t ever happen without initial action


Q:Are you considering a significant career change in the future?


Your future self will be glad you read.                  – Josh

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